The HDFC Indian Oil Credit Card is a co-branded credit card that offers a range of benefits and rewards for customers who frequently purchase fuel from Indian Oil petrol pumps. The card is issued by HDFC Bank, one of the leading private sector banks in India, and is designed to cater to the needs of individuals who use their vehicles frequently. Let’s see key features of HDFC Indian Oil credit card. Cardholders can enjoy a fuel surcharge waiver of 1% on fuel purchases made at Indian Oil petrol pumps. The waiver is applicable on transactions of up to Rs. 4,000 per transaction. The HDFC Indian Oil Credit Card offers reward points on every transaction made using the card. Customers earn 5 reward points for each 150 rupeess spent on fuel purchases at Indian Oil petrol pumps, and 1 reward point for every Rs. 150 spent on other transactions. Cardholders can avail of welcome benefits such as 500 reward points on the first transaction made within 90 days of card activation.
The annual fee for the HDFC Indian Oil Credit Card is waived off if the cardholder spends Rs. 50,000 or more in a year. The card is enabled with a contactless payment feature, allowing cardholders to make payments by simply waving their card at a contactless-enabled terminal. The HDFC Indian Oil Credit Card offers an insurance cover of up to Rs. 50 lakh for air accidental death and up to Rs. 10 lakh for accidental hospitalization. Checkout benefits of HDFC Indian oil credit card, The fuel surcharge waiver offered by the HDFC Indian Oil Credit Card helps cardholders save money on their fuel purchases.The reward points earned on every transaction can be redeemed for a variety of products and services, including fuel purchases. The insurance cover provided by the card helps cardholders protect themselves and their family against unforeseen events.
The contactless payment feature of the card provides a convenient and secure way of making payments. The waiver of annual fee on meeting the specified spend criteria helps cardholders save money. The HDFC Indian Oil Credit Card is a useful tool for individuals who frequently purchase fuel from Indian Oil petrol pumps. The card offers a range of benefits and rewards, including fuel surcharge waiver, reward points, insurance cover, contactless payments, and annual fee waiver. With its attractive features and benefits, the HDFC Indian Oil Credit Card is definitely worth considering for anyone looking for a credit card that caters to their fuel-related needs. To apply for an HDFC Indian Oil Credit Card,
- Visit the HDFC Bank website or nearest HDFC Bank branch.
- Go to the credit card section and search for the HDFC Indian Oil Credit Card.Check the eligibility criteria and the required documents.
- Choose the Apply now and go for application process.
- Enter your information that required details and submit your form.
- Once the bank verifies your details, they will either approve or reject your application.
- If they approved, you will got credit card within days
- Alternatively, you can also apply for an HDFC Indian Oil Credit Card by calling the HDFC customer care number or by sending an SMS to the bank.
Note that the approval of your credit card application will depend on several factors, including your credit score, income, and repayment history. Therefore, make sure that you fulfill the eligibility criteria and have all the required documents before applying for the card.